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This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

Our Process

We make it simple.

01.

Start Your Insurance Quote Online

Complete our easy online form. Then we put in the work with the insurance companies to make your life easier.

02.

Compare Your Side by Side Comparisions

Receive a side-by-side comparison and explanation of your coverages so you understand all your policies.

03.

Purchase and Bind Your Best Policies

Use online e-signatures when buying insurance, getting the best coverage at the best rates.

Google Rating
5.0

The best Florida insurance agency.

Over 1180 five star reviews on Google!

The team at My Florida Insurance is nothing less than spectacular. They address your needs and provide the most up to date recommendations. Highly recommend them for your home, auto and life insurance needs. You will be not be disappointed guaranteed.
Mark W.,

I can’t say enough good things about Jennifer and her team. They always take the time to review my policies, without me even asking, to make sure I’m getting the best premium with the best coverage at each renewal. Thank you so much to Jennifer and Sarah for your help. Your team is very professional and always provides excellent service. I highly recommend My Florida Insurance for all of your insurance needs.

Kim C.,

I highly recommend Jen and her entire time. They always provide exceptional service and strive to find the best policy for the best price. I will continue to use My Florida Insurance for all my insurance needs.

Chelsea K.,

I can’t say enough about the positive experience I have had with Jen and the other agents at My Florida Insurance. They were recommended by a family member about 3 years ago. They have assisted me with both my home owners and auto insurance. The personal attention and professionalism has been amazing. I highly recommend them for your insurance needs.

Marlette W.,

My insurance agent Amanda Boge always researches for the best insurance coverage, and provides us options to fit our specific needs. Our recent home purchase and vehicle transfer was made without a hitch and saved us significant money compared to other insurance quotes. Amanda is thorough and we couldn’t ask for a better agent.

Sean B.,
Our States

Serving Florida and more.

  • Arizona
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  • Illinois
  • Indiana
  • Kentucky
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  • Minnesota
  • North Carolina
  • New Jersey
  • Ohio
  • Pennsylvania
  • South Carolina
  • Wisconsin
  • Wyoming
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Start your insurance quote now.

For over 30 years we’ve been helping people find the best deal possible. Start your insurance quote now and we’ll get in touch to discuss your options.