This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense. However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
We make it simple.
Google Rating
What our clients are saying.
See why people Florida trust My Florida Insurance for comprehensive insurance protection.
-
Amanda was great. Helpful every step of the way and gave me a much better price than the insurance company I was with. I highly recommend Amanda Boge and her company! -
My experience with My Florida Insurance company has been amazing from beginning to end. I called with questions. They returned the calls right away. They take their time explaining things to help me understand. They look for the lowest … More prices for you.It’s one of the best insurance companies I’ve ever dealt with and I’ve dealt with many of them.Jen and Krystyna were wonderful! Thanks so much for your help.You can’t go wrong with My Florida Insurance.Maureen Gilman
-
This was my first time getting insurance, and Amanda Boge and her team at My Florida Insurance made it so simple and were so nice and helpful when walking me through everything! My experience could not have been better. I will definitely … More be working with them again!
-
Amanda and Krystyna are AMAZING! After being frustrated with another insurance company and their rates/service, My Florida Insurance made it a no-brainer to switch! Thank you Amanda & Krystyna for all your help and support in the process. … More
-
My Florida Insurance has provided outstanding customer service for myself, my family and friends!They have a dedicated knowledgeable staff that strives to provide competitive coverage and prices for both our Automotive and Home insurance … More policies!We suffered an auto collision recently and the staff worked with the Insurance carrier and the auto body shop to provide us with a free rental car for the length of the repair.The collision repair was perfect as you could not tell we were in a collision!Outstanding teamwork and we are very proud to be one of their clients!
-
After receiving an unexpected, dramatic increase with my auto insurance carrier, which was already expensive, my fiancé advised me to contact; My Florida Insurance. I'm so glad I did and took her advice as they have saved me over $100 … More a month for the same coverage I received from my previous carrier. I strongly recommend My Florida Insurance in finding you a more affordable, acceptable coverage for your vehicle as you won't be disappointed. Thank you Sarah, Jen and Cristina in finding affordable auto coverage that we are all looking for today. I look forward to many years ahead with your group. The BEST!
Who we are.
At our independent insurance agency, we’re driven by strong family values, a client-first mindset, and a dedication to ongoing improvement.
Because we’re independent, we give you options—delivering tailored insurance solutions designed around your specific needs. We manage the details, keep you informed at every life stage, and always put your interests first.
With a team of seasoned insurance professionals, you receive more than just a policy—you gain a trusted advocate committed to guiding you through the insurance process with clarity and confidence.
Licensed in multiple states
We’re here to help with all your insurance needs across multiple states.