Recreational Vehicle Insurance in Florida

RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let My Florida Insurance help you select the right coverage for your RV needs and get a great price at the same time.

RVs in that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.

Get the best RV insurance coverages for your needs

From accidents and windshield damage to lawsuits and more, we have affordable insurance options to protect against just about anything. Get RV insurance quotes online and customize your coverages to fit your needs.

Keep in mind, coverage offerings vary by state:

Stated Value – market value/actual cash value of the RV
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – replace your insured RV with a new RV that is most like it

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Vacation Liability Coverage

Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

Personal Effects Coverage

Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

Roadside Assistance

Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage if needed.

Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.

Additional Coverages

Other additional coverage can include: accident forgiveness, pet coverage, diminishing deductible, and more.

Discounts

Discounts can lower your premium. Ask if you qualify for safe driver discounts, original owner discounts, package discounts and more.

How to get started on your RV quote

You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars, and boats. My Florida Insurance is locally operated to handle your insurance needs. We offer affordable and reliable insurance choices from multiple insurance companies.

Want to find out more about your RV Insurance options? Click below to get started with an RV quote.

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