Looking for life insurance? You’ve come to the right place. The good news is that life insurance options are among the most comprehensive and vary by state. Our life insurance agents are more than happy to help you find the coverage best for you. But in the meantime, here’s an overview of the kinds of policies you may be eligible for:
Term Life Insurance
Put in the simplest of “terms”, term life insurance is a policy that is only active for a specific, designated period of time. For example, a policy may cover you for a term of 15 years, after which it either ends or other coverage options are explored (in many cases, the term can be extended). Because of the flexibility in the amount of time term life insurance is good for and the generally lower cost of such policies, they are becoming more popular among people of all ages.
If you are a state employee, you are actually already eligible for term life insurance through your job. However, term life insurance is not necessarily best for everybody, so it is a good idea to evaluate all of your options.
Universal or Whole Life Insurance
This type of insurance is referred to by different names (some even call it “permanent” coverage), but as any of these names suggest, this policy is good for the rest of your life. This type of coverage is generally more costly, but many prefer it because of its longevity.
Our independent insurance agents are ready to help you whenever you would like to get started. Remember, if you are an adult with a spouse and/or any dependents, there’s no better time than the present to get a good life insurance policy and make sure their futures are secure.